Repayment History Information Services

Your repayment history is recorded on your credit file for two years. Only your repayment history from licensed credit providers who hold an Australian Credit Licence can be recorded.

Your repayment history is recorded on your credit file for two years. Only your repayment history from licensed credit providers who hold an Australian Credit Licence can be recorded. Telecommunication and utility companies are not licensed credit providers, so your repayment history will not include these providers.

At Restore My Credit, we can negotiate with your creditors to have your repayment history information amended if you have sufficient grounds for doing so under the National Credit Code, or if the repayment history information has been listed in error.

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