Court Judgements and Writs

At Restore My Credit we can assist in the whole process from settling any outstanding judgments with your creditor and obtaining the correct orders to have the judgments removed.

Court Judgements are the process associated with the collection of an outstanding debt through the courts and legal system. Court judgements are entered into against individuals and companies when a civil claim has been brought against the individual or company in court, and no defense is lodged at the time or a defense was not successful.

A court judgment can be placed on your personal file and or company file and can remain on there for 5 years.

A Writ of Summons is a court document used to start legal proceedings. There are strict time limits to respond to a Writ and if you do not respond within the required period of time, the issuer of the writ can then apply to the court for judgment against you. Writs are more commonly used in WA.

The only way to have a court judgment or writ removed from your credit file, is to settle the judgment or writ and to obtain particular orders from the court depending on in which jurisdiction the judgment was entered into. Then particular submissions need to be made with the correct orders to the Credit Reporting Bureaus (“CRB”).

At Restore My Credit we can assist in the whole process from settling any outstanding judgments with your creditor and obtaining the correct orders to have the judgments removed.

Each jurisdiction is different, and it can be difficult to know what to do or how to do it. We can assist you in dealing with these matters in a professional and stress free way.

Call us today for a confidential discussion or Book a FREE NO OBLIGATION initial consultation below and we’ll get in touch with you to assess your situation.

Book a FREE NO OBLIGATION initial consultation