Restore My Credit works with over 200 finance and mortgage brokers across Australia and has achieved hundreds of successful default removals since its inception in 2012. Through these removals Restore My Credit have assisted in numerous successful finance approvals.

Referrer Benefits

Restore My Credit assists client’s remove infringements placed upon their credit file, allowing them to either comply with lending requirements or potentially access additional products. It will also allow you to:

Restore My Credit Process

Once a client has been referred to Restore My Credit we ensure that both the client and their referral source are informed throughout the entire credit removal process. Our process is quite simple, containing three key stages.

Stage 1

We can obtain a copy of the clients credit file for $89.95 however, alternatively, if this is already available we request you forward it to us at your earliest convenience.

Stage 2

As part of our initial free assessment we liaise with the client directly, analysing whether we believe there are grounds for the removal of the infringement.

Stage 3

The client is issued with our initial invoice, of which payment is required prior to the commencement of works. They are also issued with the relevant paperwork including client agreements, authorities etc.

Post authorisation and payment we begin working on the file, providing you and your client with weekly updates either via phone or in email.

Fee Structure

The Restore My Credit fee structure consists of two parts.

Our first fee is a fixed amount of $797 which covers the collation of information, client file establishment, research & assessment, creditor correspondence and creditor negotiations.

Our second fee is chargeable only on the successful removal of an infringement, which includes defaults, court judgements and clear-outs. This fee is $347 per removed infringement. As mentioned above the initial fee of $797 is payable upon the engagement of Restore My Credit, with subsequent invoices becoming due upon successful removal of an infringement.